Short-Term Bridge Needs
Capital to carry a position from where it is to where it is going. Structured around when you need it and how you intend to resolve it.
Division 05 · Private Lending
Capital structured around your timeline.
Relationship-based, principal-to-principal lending for borrowers who want a direct counterpart and a clear agreement. Based in Tampa, structured around your objectives rather than a standard product.
What We Do
The Work, In Detail.
Private Lending is one of eight divisions, each run personally by the founder and held to the same standard.
Real Estate Timing
Lending for the gap when a closing, a sale, or a refinance needs time to line up. The terms follow the situation, not a template.
Business Opportunities
Capital for an opportunity that will not wait for a conventional process. We look at the plan and the people behind it.
Written Agreements
Every facility is documented with a written agreement before anything moves. Both sides know exactly what has been agreed.
How It Works
A Clear Sequence, Start to Finish.
Every engagement follows the same steps, so you know what happens next and who is doing it.
Direct Line
You speak directly with the principal about the need, the timeline, and how you plan to repay.
Review
We look at the purpose, the plan, and the people involved, and we answer questions directly.
Written Terms
If it fits, we set terms for the specific situation and put them in writing. Nothing is assumed.
Funding and Follow-Through
Once the agreement is signed, we fund as agreed and stay reachable through repayment.
Who This Is For
A Good Fit When.
If one of these sounds like you, a short conversation is the fastest way to find out whether we can help.
- Owners and investors with a short-term bridge need and a clear path to resolve it.
- Buyers and sellers whose real-estate timing does not match a conventional lender's calendar.
- Operators with a business opportunity that calls for a direct, principal-to-principal counterpart.
Questions
Asked Before The First Call.
Straight answers to what prospective clients usually want to know about Private Lending.
What kinds of needs do you consider?
Short-term bridge needs, real estate timing, and business opportunities. Each request is looked at on its own merits, with the plan and the people behind it weighed together.
Who will I be dealing with?
Stephano De Andreis, the founder, has a personal hand in every facility. There is no committee between you and a decision, and every relationship is handled with confidentiality, principal to principal.
Will the terms be in writing?
Yes. Every facility is documented with a written agreement before funds move, so both sides know exactly what has been agreed and when.
Is anything on this page an offer to lend?
No. Terms are agreed case by case, and nothing on this page is an offer or a commitment to lend. It starts with a conversation about your situation.
Division 05 · Private Lending
Tell us about the timeline.
Call or write and you will speak directly with the principal. Terms are agreed case by case, and nothing on this page is an offer or commitment to lend.